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what is credit & debit cards, credit vs debit, Advantage & disadvantage in hindi

what is credit & debit cards, credit vs debit, Advantage & disadvantage in hindi & urdu 


what is credit & debit cards, credit vs debit, Advantage & disadvantage in hindi

Ham aaj jane gay k credit card kya hota hai & debit card kya hota hai aur inn k advantage and disadvantage aur bahut sare information about the credit card and debit card too chaleyeh sheru karte hai.

WHAT IS DEBIT CARD?

WHAT IS DEBIT CARD?

Jab ham hamare paise ko bank account mai jama karate hai aur bank say debit card layte hai too ham debit card ko plastic money b bol sakte hai jis ko ham kise b chiz ko pay karne k liye use kar sakte hai shopping hospital bill aur rozana ke kamo mai. Jab b ham koi b chiz debit card say layte hai too wo paise hamare jama kiay huwe bank account say cut ho jate hai aur ham utne he paise use kar sakte hai jitne hamare bank account mai available hai.

ADVANTAGE OF DEBIT CARD


Debit card too aaj ke life mai bahut zarure chiz hai yeh too zadatar sabhe k pass hota he hai. Debit card ko aap aasane se banwa sakte ho aur easily kahe par b use kar sakte ho iss mai kise b tarha k interest ka koi tension nhi hota hai aap ise kahe b kise b tarha use kar sakte ho. Aap apne bank account say paise aasane se nikal kar use kar sakte ho shopping aur rozana ke chize aap aasane se khared b sakte ho abhi k time main har kise k pass debit card zarure he ho gaya hai.

DISADVANTAGED OF DEBIT CARD


Debit card k zada disadvantage nhi hai iss k advantage he zada hai. Debit card main aap utna he paise use kar sakte ho jitne aap k bank account mai available hai uss say zada paise aap bank say nhi nikal sakte ho aur use b nhi kar sakte ho and etc

WHAT IS CREDIT CARD?

WHAT IS CREDIT CARD?

Credit cards main aap jis b bank ka credit card bana rahe ho too aap bank say limited amount mai loan lay rahe ho jis ki kuch time limit hote hai jin mai aap ko wo amount bank mai wapass jama karwa daina padhta hai jab b aap kise b bank ka credit card banwao gay too aap ko wo bank ek credit card dai daige jis ko aap plastic money b bol sakte ho jab aap credit card ko use karu gay too kuch time limit rahai ge jis mai aap ko use kiay huwe money ko bank ko return kar daina hoga wo 30 yeh 50 day hota hai aagar aap iss time limit mai bank ka paisa return nhi kar pate ho too interest bhar na padhe ga aur banks k alag alag interest rules b hote hai jis ko aagar apne follow nhi kiay too aap ko b interest bharna padh sakta hai.

ADVANTAGE OF CREDIT CARD 


credit card ka sab se bada advantage yahe hai aap uss ko emergency mai jab aap k pass paise nhi rahe too us ko use kar sakte ho. Credit card ko aap kahe b aur kabhi b ache say use kar sakte ho aap k pass paise ho yeh nhi but aagar aap k pass credit card hai too aap koi b paiso ka kam aasane say kar sakte ho.

DISADVANTAGE OF CREDIT CARD


 Credit card har koi nhi bandwa sakta hai credit card ko banane k liye bahut sare documents aur details lagte hai credit card banan nay k liye aap ke salary chaheya jo har month aate rahe aur aap ka bank balance b zada he ho aur bahut se detail b lagte hai. Credit card ko aap srif limit mai he use kar sakte ho har credit card ke limit hote hai 50k 1lakh and etc aap us ko utna he use kar sakte ho aagat aapne aur zada use kiya too aap par aur zada charges lag jaige aur aap ko zada interest bharna padhega. Credit Credit mai kabhi b koi b charge lag sakta hai aap ko pata b nhi chalega aur bank wale aap par charge b laga daige aur too aur credit card interest b bahut zada hota hai kabhi kabhi interest 30-40% b lag sakta hai aur inn ke scams ise hote hai jo aap ko jan ne par too ache lagay ge but jab aap uss par ache se sochoge too uss mai aapka he kise na kise trha say nuksan ho raha hoga. & etc

MY OPINION ABOUT DEBIT CARD AND CREDIT CARD

MY OPINION ABOUT DEBIT CARD AND CREDIT CARD

debit card too hona abhi zarure he hai jis say aap ko bank account mai jama paiso ko use karnay mai aasane hoge aur aap aasane say kahe b paiso ko use kar paoge too aagar aap k pass debit card nhi hai too jaldi say banalo.
Credit card ke aagar aap ko zarurat nhi hai too nhi bana na he bahtar hai q k iss ko bana nay mai aap ka kuch zada faida nhi hai balke nuksan he zada hai bank wale charge aur interest laga laga kar aap say paise loot te rahe gay butt buttt credit card ka ek acha faida yeh hai k aap ko emergency k time kise k aage haat pahlana nhi padhe ga aap credit card say paise lekar he use kar paoge aap he socheya aagar aap ki family mai koi bimar ho gaya aur wo hospital mai hai too aap paise kaha say laoge too iss time credit card kam aayga.. mera opinion yeh hai k aap credit card banao buttt uss ko srif emergency main use k liye rakho regular kabhi b credit card ka use mat karu. Its my opinion but sab logo ka apna apna opinion hota hai too aap he socheya aap k liye better kya hoga.

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